Artificial intelligence (AI) plays a crucial role in detecting financial fraud by analyzing large volumes of data in real time. Advanced algorithms identify suspicious patterns in transactions, such as unusual money movements or access from atypical locations. Thanks to machine learning, these systems improve over time, anticipating threats before they cause damage. Banks and fintechs use AI to automatically block fraudulent operations, reducing risks and protecting users. Its implementation has allowed financial platforms to be safer and more efficient, avoiding millions in losses from cyber scams.