Digital remittances are international money transfers made through online platforms, digital wallets, or cryptocurrencies. Unlike traditional methods, they allow for fast transfers with lower costs and without unnecessary intermediaries. Services such as PayPal, Wise, or even blockchain have revolutionized this sector, offering secure and accessible alternatives. In Latin America, where many families depend on remittances from abroad, fintechs have facilitated access to these funds, reducing waiting times and eliminating banking barriers. Their adoption continues to increase due to digitalization and the search for more economical options.